Why do some large banks charge a fee to cash a check written by THEIR customer on THEIR checks?

Posted by bank on April 28th, 2010

Their customer writes someone a check. I understand that I would not be the banks customer, but THEIR customer writes a check and then the person cashing it has to pay a 3 – 10 dollar fee to cash it. That is a rip off pure and simple. This is why you should always do your banking with credit unions.Submited by:energy2x

How can one get cash off a credit card that doesn’t allow cash withdrawals?

Posted by bank on April 28th, 2010
Harry Belefonte Marriage Psychic asked:


For example, wire money to oneself? Buy a money order and then cash it?

How many credit cards should you have to rebuild credit?

Posted by bank on April 24th, 2010
Nikita asked:


I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!

Can a bank debit account to collect outstanding payment for credit crd even if there is no standing instructio?

Posted by bank on April 24th, 2010
Recently my bank has debited the minimum amount due on my credit card from my salary account. The card is from the same bank I have a salary account. I was not paying this amount as the bank wrongly levied charges. I had made my point clear to the customer service. But today I see that money has been debited. Can the bank do this without my consent?

By: sumana

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What does charging my debit card as credit do for my credit?

Posted by bank on April 23rd, 2010

Simba asked:


I’m considering getting a credit card and just having it draw from my checking account, would this build credit? Alternatively, I have a debit card that occasionally gets charged as credit, and it gets paid from the checking account all the same, does this affect my credit?

I’m only 18, and my school’s economics class chose to focus on things we’ll never use instead of things everyone needs to know lol.

What credit card company or bank doesn’t check transunion only equifax and experian ?

Posted by bank on April 22nd, 2010

What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.Submited by:kenneth d

What credit card is best for a first credit card, and you have limited history?

Posted by bank on April 20th, 2010
I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.

By: Tay

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How does a credit limit work, I just got my first credit card?

Posted by bank on April 20th, 2010

life asked:


I just got my first credit card and it has a $2,500 limit on it. I have charged $2,225 on it. I will only be able to pay the minimum payment this bill cycle of $50. Though I should be able to pay it off in full by late September. In the mean time I need to pay some bills. Will I get a $2,500 credit limit the following cycle or just the remaining $275 until I pay the bill?

What credit card to get at 18 and not a college student?

Posted by bank on April 19th, 2010
I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

By: Bryce

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What happens to credit score if you close a store credit card?

Posted by bank on April 15th, 2010
bluetsuki32 asked:


I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards?


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